GrowthArc

Terms of Service

Last Updated: February 6, 2026

1. Agreement to Terms

Welcome to GrowthArc ("Company", "we", "us", "our"). These Terms of Service ("Terms") govern your access to and use of our website, mobile applications, and services (collectively, the "Platform").

By accessing or using our Platform, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Platform.

Important: GrowthArc is a coaching platform that connects coaches with clients. We are NOT a licensed therapy, counseling, or healthcare provider. See Section 12 for important disclaimers.

2. Description of Services

GrowthArc provides a software platform that enables:

  • Coaches: To manage their coaching practice, schedule sessions, track client progress, and communicate with clients
  • Clients: To connect with coaches, set goals, track habits, and engage in their personal development journey
  • AI Features: To provide automated engagement, reminders, and insights (always under coach supervision)

3. Account Registration

3.1 Eligibility

You must be at least 18 years old to use the Platform. By using GrowthArc, you represent and warrant that you meet this age requirement.

3.2 Account Security

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access

3.3 Account Information

You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

4. Subscription Plans and Payment

4.1 Paid Access

Access to the Platform requires a paid subscription. Plans start at $150 per month for coach accounts. There is no free trial: a valid payment method and an active subscription are required before you can use the Platform. You may cancel at any time, and access continues until the end of the billing period you have already paid for.

4.2 Subscription Fees

  • Subscription fees are billed in advance on a monthly or annual basis
  • All fees are non-refundable except as expressly stated in our Refund Policy (Section 5)
  • We reserve the right to change our prices with 30 days' notice

4.3 Payment Processing

Payments are processed securely through Stripe. By providing payment information, you authorize us to charge your payment method for all fees incurred.

4.4 Auto-Renewal

Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period. You can cancel anytime through your account settings.

5. Refund Policy

5.1 Subscription Refunds

  • Monthly Plans: Refunds are available within 7 days of the initial subscription charge only. No refunds for renewal charges.
  • Annual Plans: Pro-rated refunds are available within 30 days of purchase. After 30 days, no refunds are available.

5.2 Session Payments (Coach-Client)

Refunds for coaching sessions are governed by the individual coach's cancellation policy. Coaches set their own cancellation and refund policies which are displayed before booking.

5.3 How to Request a Refund

To request a refund, contact us at support@growtharc.com with your account details and reason for the request. Refunds are processed within 5-10 business days.

6. Coach Terms and Responsibilities

6.1 Coach Eligibility

By registering as a coach, you represent that you:

  • Have relevant training, credentials, or experience in your coaching specialty
  • Will accurately represent your qualifications
  • Will maintain appropriate professional boundaries with clients
  • Will comply with all applicable laws and regulations

6.2 Coach-Client Relationship

The relationship between coaches and clients is direct. GrowthArc is not a party to this relationship. Coaches are solely responsible for:

  • The quality and accuracy of coaching services provided
  • Maintaining appropriate professional standards
  • Compliance with coaching ethics and best practices
  • Referring clients to appropriate professionals when needed

6.3 Independent Contractor Status

Coaches using GrowthArc are independent contractors, not employees. Coaches are responsible for their own taxes, insurance, and business compliance.

7. Client Terms

7.1 Client Responsibilities

As a client, you agree to:

  • Provide honest and accurate information to your coach
  • Respect cancellation policies set by your coach
  • Take responsibility for your own decisions and actions
  • Understand that coaching is not therapy or medical treatment

7.2 Coach Selection

Clients are responsible for selecting a coach that meets their needs. GrowthArc does not endorse or guarantee any specific coach's qualifications, methods, or results.

8. Testimonials and Reviews

8.1 Client Consent

Coaches may only use client testimonials or success stories with explicit written consent from the client. The "Allow Testimonials" setting in Privacy Settings constitutes this consent.

8.2 Authenticity

All testimonials displayed on the Platform must be genuine and from actual clients. Coaches may not fabricate, solicit fake, or materially alter testimonials.

8.3 FTC Compliance

Testimonials must comply with FTC guidelines. If a client received any compensation, discount, or benefit for providing a testimonial, this must be disclosed.

9. Acceptable Use

You agree not to:

  • Use the Platform for any illegal or unauthorized purpose
  • Impersonate another person or entity
  • Transmit any malicious code or interfere with the Platform
  • Attempt to access other users' accounts
  • Scrape, harvest, or collect information about users
  • Use the Platform to provide medical, psychological, or therapeutic services unless properly licensed

10. Intellectual Property

10.1 Platform Content

The Platform and its original content, features, and functionality are owned by GrowthArc and are protected by intellectual property laws.

10.2 User Content

You retain ownership of content you create (goals, notes, journal entries). By posting content, you grant us a limited license to display and store it as necessary to provide the Platform.

11. Privacy and Data

Your use of the Platform is also governed by our Privacy Policy, which describes how we collect, use, and protect your data.

12. Important Disclaimers

COACHING IS NOT THERAPY: Life coaching, wellness coaching, and similar services provided through GrowthArc are NOT substitutes for licensed therapy, counseling, psychology, psychiatry, or other mental health services. Coaches on our Platform are NOT licensed mental health professionals unless explicitly stated in their credentials.

12.1 Not Medical or Mental Health Services

GrowthArc and the coaches on our Platform:

  • Do NOT diagnose or treat mental health conditions
  • Do NOT provide medical advice or treatment
  • Do NOT replace licensed healthcare providers
  • Are NOT suitable for individuals in mental health crisis

12.2 When to Seek Professional Help

If you are experiencing any of the following, please seek help from a licensed mental health professional or call emergency services:

  • Thoughts of suicide or self-harm
  • Severe depression or anxiety
  • Trauma symptoms
  • Substance abuse issues
  • Eating disorders
  • Any mental health crisis

Emergency Resources: National Suicide Prevention Lifeline: 988 | Crisis Text Line: Text HOME to 741741

12.3 Results Not Guaranteed

While many clients experience positive outcomes from coaching, individual results vary. We do not guarantee any specific results, outcomes, or transformations.

12.4 AI Features Disclaimer

AI-powered features on our Platform are tools to support the coaching process. AI cannot replace human judgment and should not be relied upon for important decisions. All AI interactions are designed to supplement, not replace, the coach-client relationship.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GROWTHARC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES.

Our total liability for any claims arising from the use of the Platform shall not exceed the amount you paid us in the 12 months preceding the claim.

14. Indemnification

You agree to indemnify and hold harmless GrowthArc and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Platform or violation of these Terms.

15. Termination

We may terminate or suspend your account immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the Platform ceases immediately.

16. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by email or through the Platform. Continued use after changes constitutes acceptance of the modified Terms.

17. Governing Law

These Terms shall be governed by the laws of Delaware, United States, without regard to conflict of law provisions.

18. Dispute Resolution

Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration in accordance with the American Arbitration Association rules, except that you may assert claims in small claims court if eligible.

19. Contact Information

For questions about these Terms, please contact us:

  • Email: legal@growtharc.com
  • Support: support@growtharc.com

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